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Volume 7, Issue 3 (March 2018)

Call For Papers, IJERMCA, UGC Approved Journal, Vol. 7, Issue 3, March-2018, Impact Factor: 3.578 International Peer Reviewed/Refereed Journal. Published papers will be indexed in numerous search engines worldwide like Thomson Reuters Researcherid, Orcid, Google, Yahoo, UK Index, Europeana Libraries, Open Research, GetCited Entire Web and many more... IJERMCA Journal is indexed in UGC List of Journals as well as many national and international libraries.

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The Business Model Concept

Zeenat Hameed,


Impacts of Demonetisation on Kashmir

Tariq Ahmad Khan,


Priority Sector Lending Pattern of Commercial Banks in Jammu and Kashmir

Nasir Yaseen Khanday, Professor Farooq Ahmad Shah,


Stochastic Analysis of a system having two dissimilar components and two service facilities

Praveen Gupta, Ruchi Yadav


Value delivery networks in Telecom Industry -the employee-vendor relationship

Rafiq Lone, Sheikh Suhail, Yasin Malik,


Role of HRM Practices in Enhancing Organizational Commitment within Insurance Industry of India: “An Empirical Study”

Ms. Rizwana Rafiq,


Microfinance development and impact on SHGs Socio- Economic and Socio Political Empowerment: An Empirical study of Kashmir Division

Dr. Syed Javed Iqbal Kamili,


Effectiveness of Talent Management Strategies in Services

Aasia Yousf, Dr Fayaz Ahmad Nika,


The Dynamics of Tax, Investment and Income: An Empirical study

Asif Jeelani khan1, Aayat Fatima


Brand Experience and Brand Loyalty among University Students in Kashmir- A Study Based On Select E-Commerce Brands

Faseeh Amin, Dr Fayaz Ahmad Nika,